through automated scoring


We offer financial institutions a Scoring,
which evaluates the creditworthiness of startups and SMEs



Request DEMO

Scoring4Business Explained

We have built from scratch a technical platform and a scoring system, based on machine learning, which analyzes dozens of criteria, such as official income, credit history, assets, demographics and also bank statements. See more details in this video presentation.

Main Features

Company & founders financial data

We extract data from public registries about the company and founders: assets, income, credit history, business experience, etc.

Easy & secure API integrations

Easy integration via API, which allows checking the company only by sending INDO to Scoring

Real time data

Access real-time data directly from all partner data sources / saved in a single report

Dashboard

Our dashboard comes with a set of data which enables the managers to be in full control of the system.

Key Points

2.8% NPL rate

7000+
Verifications

More than 2 years
market validation

Brand of the YEAR

FinTech brand in 2020

Future Banking

Top 3 project Future Banking (Romania)

Most Impact

The most impactful startup in Moldova 2020

Data Sources

MConnect

MConnect is the governmental platform, through which we access the data from the TAX Service, Cadastre, National Public Services agency, etc.

Infodebit

Infodebit provides us with credit reports of customers who have loans from microfinance companies

ViaScope

ViaScope gives us access to the credit reports of customers with bank loans

SaltEdge

SaltEdge provides us the technology to check the real incomes directly from the bank account of individuals and companies requesting a credit.

Case study Fagura

fagura

Scoring4Business is developed by Fagura.com, a P2P lending platform. The algorithm has been providing valuable data about individuals for more than 2 years. Today, the scoring has achieved the performance of making 97% correct predictions about potential defaults. The proof is our NPL rate of 2.8% for the Fagura loan portfolio, which is one of the lowest in Moldova.

Partners and Supporters


Powered by:

Supported by:





Scoring4Business is the winner of the Fintech Hackathon,
powered by Moldova Agroindbank and Mastercard, implemented by Startup Moldova.



Be one of the first to test Scoring4Business and join FinTech (r)evolution!

Request DEMO